For many years I grappled with doing all the right things to be financially secure but somehow always missing the mark. I was baffled that I had applied myself in the areas of education and career trajectory but continued to experience setbacks in the most unexpected ways.

Many of us have been there, at one point or another, whether it be due to layoffs, company downsizing, or some other form of career displacement.

After finally becoming debt-free, I felt financially “intact, in fact.” Thus, I created Intact in Fact to share what has worked for me when it comes to managing money, making money, and saving money in spite of conditions not always conducive to doing so.

It is important to note that I am not a professional financial advisor and that the information provided on this website is for educational purposes. This subject matter is personal finance based on my own practices and what has worked for me. My insights and takeaways should not replace the advice you would receive from an advisor.