At Intact in Fact, I Know That Feeling of, “But I Did Everything Right … ”
After many years of trials and errors with money (despite all those “right” things I did following “the formula”), I finally arrived at a place of financial solvency and became totally debt-free!
I got to that place where I could profess that my finances are “intact, in fact!” Thus, how I came up with the name for this website. Honestly, I am still a work in progress and have more milestones ahead to achieve.
You Are Certainly Welcome Here
This is a space for regular people striving to win at the money game. If you are looking for practical ways to level up financially and you yearn for sound information that resonates with you, even if you are in those “in between” phases, you’ve come to the right place.
Join me as I explore ways of managing money, making money, and saving money from a down-to-earth and relatable perspective. This is just as much a journey for me as it is for you.
I am on the road to financial wealth and I am more than willing to share my insights on what has worked for me in the past and what new ideas show promise.
That Being Said, I Am Eager To Share With You

From the Intact in Fact Blog
Did the Formula Lead You to the Money?
So, let me get this straight. Money makes the world go around? Okay, so if I do all the right things to make sure that I have money, then I should be financially set, correct? Don’t they have a formula for this?…
Pay Yourself First and the Money Rules
Sometime ago, in my formative years, I remember an instructor asking the class, “What’s the first thing you do after you receive a paycheck?” Almost all the hands went up to answer this one. This was a shoo-in! One student said, “Cash…
The Key to Managing Money is Knowing How to Spot Those Hidden Monthly Expenses in Your Budget
Managing money is the middle ground between making money and saving money. Once the money is made you have to figure out what to do with it. This “figuring out” part is where things can get murky for a lot of people….

Download Your Free Copy of the 10 Essential Money Rules!
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