# Intact in Fact ## Posts - [The Key to Managing Money is Knowing How to Spot Those Hidden Monthly Expenses in Your Budget](https://intactinfact.com/the-key-to-managing-money-is-knowing-how-to-spot-those-hidden-monthly-expenses-in-your-budget/): Managing money is the middle ground between making money and saving money. Once the money is made you have to figure out what to do with it. This “figuring out” part is where things can get murky for a lot of people. If managing money were a bridge between income and savings, let’s just say that many people aren’t making it to the other side of the road. Aside from not having enough money, which is an understandable gripe nowadays, a lot of people simply don’t know where all their money goes, once it is earned. For higher earners, this is […] - [Pay Yourself First and the Money Rules](https://intactinfact.com/pay-yourself-first-and-the-money-rules/): Sometime ago, in my formative years, I remember an instructor asking the class, “What’s the first thing you do after you receive a paycheck?” Almost all the hands went up to answer this one. This was a shoo-in! One student said, “Cash it!” Another said, “Put it in the bank.” … “Pay bills.” … “Buy a new outfit.” Of course, these answers weren’t wrong but they also were not correct, according to the financial principles that this instructor was about to introduce to the class. Pay Yourself First is the Golden Rule of Personal Finance, but Are You Abiding? Pay yourself first […] - [Did the Formula Lead You to the Money?](https://intactinfact.com/did-the-formula-lead-you-to-the-money/): So, let me get this straight. Money makes the world go around? Okay, so if I do all the right things to make sure that I have money, then I should be financially set, correct? Don’t they have a formula for this? Yes, they do. It goes a little something like this. Study hard in school so you can get good grades and graduate. Those good grades will open the doors for you to attend college. Finishing college will result in a degree. Having a college degree will open the doors to rewarding career opportunities. A successful career will ensure financial […] ## Pages - [Contact](https://intactinfact.com/contact/) - [About](https://intactinfact.com/about/): For many years I grappled with doing all the right things to be financially secure but, somehow, I was always missing the mark. I was baffled that I had applied myself in the areas of education and career trajectory but continued to experience setbacks in the most unexpected ways. Many of us have been there, at one point or another, whether it be due to layoffs, company downsizing, or some other form of career displacement. After finally becoming debt-free, I felt financially “intact, in fact.” Thus, I created Intact in Fact to share what has worked for me when it comes […] - [Blog](https://intactinfact.com/blog/): Download Your Free Copy of the 10 Essential Money Rules! This guide will show you: - [Home](https://intactinfact.com/): At Intact in Fact, I Know That Feeling of, “But I Did Everything Right … ” After many years of trials and errors with money (despite all those “right” things I did following “the formula”), I finally arrived at a place of financial solvency and became totally debt-free! I got to that place where I could profess that my finances are “intact, in fact!” Thus, how I came up with the name for this website. Honestly, I am still a work in progress and have more milestones ahead to achieve. You Are Certainly Welcome Here This is a space for regular […] - [Privacy Policy](https://intactinfact.com/privacy-policy/): Who we are Suggested text: Our website address is: http://intactinfact.com. Comments Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment. Media Suggested text: […] [comment]: # (Generated by Hostinger Tools Plugin)